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Archive for May, 2010

Prostate Cancer

Prostate Cancer
Prostate cancer sounds serious and it is a proven fact that less population of people are actually aware of this disease, its symptoms and panacea. What is prostate cancer? Prostate cancer is an ailment wherein cancer spreads in the prostate. Prostate is a gland that is present in the reproductive system of a human male. Cancer tends to spread when prostate cells changes and starts multiplying at a rate that becomes difficult to control. These cells usually metastasize or tend to spread from the prostate and travel to other body parts, mainly emphasizing on the bones and lymph nodes. The cancer or prostate is also responsible for causing extreme pain and difficulty when urinating. The common erectile dysfunction is also another symptom of this type of a cancer. Prostate cancer rates: It is difficult to approximate the rate at which the prostate cancer is spreading across the world as it tends to vary widely in different parts of the world. In South and East the East and South Asian Countries, this type of a cancer is not common. However, the rates are high in Europe and in the United States of America. A study conducted by the American cancer society proves that prostate cancer is not common among Asia men in Asia and most common African and European men. How it develops? Men who are over fifty years of age are said to develop prostate cancer more than those who are of below fifty years of age. This type of a cancer can only be found in men as the prostate is male reproductive tract. This cancer is famous as the second most common type of cancer in men in the United States. In this country male deaths occur more due to prostate cancer than any other cancer, other than lung cancer. Prostate cancer symptoms: Shocking but it is true that early prostate cancer usually causes no symptoms. This type of a cancer is diagnosed during the work up for an elevated PSA that would be observed during a routine check up. There are certain symptoms of this type of a cancer that can occur sometimes. These are: Frequent Urination Increased urination at night Difficulty in starting of urine Difficulty in maintaining a steady stream of urine. Blood in the urine Painful urination Difficulty in achieving erection Painful ejaculation Treatment: Prostate cancer can be treated with the help of a surgery, radiation therapy, hormone therapy and occasional chemotherapy.

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Self employed car loans

Self employed car loans
Self employed car loans are special loans customized for self employed people. In case you are not aware who all are called as self employed, here is a quick guide. People who run their own venture are known as self employed. This would typically include contractors, consultants etc. Self employed car loans are a good instrument to meet the financial needs of self employed individuals while they buy a car. Self employed car loans are also of two types – secured and unsecured. In secured self employed car loans, the borrower has to pledge collateral in the form of assets or property or even financial documents. Even the car which is being financed can be pledged as collateral. Unsecured loans however have no requirement of collaterals. The amount for a secured loan can be much higher than that without any collateral. Also, since it has a lesser risk factor for the lenders, the interest rates are also lower. Secured self employed car loans are easier to get compared to unsecured type as for unsecured loan, a eligibility criteria is quite strict and not everyone clears them. Now let us discuss the interest rates for self employed car loans. Self employed individuals don’t have a steady income flow. That is the reason loans to self employed individuals are considered more risky than to others and thus they have higher interest rates compared to loans given to salaried individuals. However, the competition now has made the rates come down significantly as more and more lenders start offering self employed car loans. Even self employed individuals who are having a bad credit score can get a car loan. People with arrears, bankruptcy, defaults and skipped payments are some who can have a bad credit problem. However, all of them can apply and get self employed car loans. These individuals would mostly have to go for secured loans and that too at higher interest rates as their previous credit history makes them a more risky proposition for the lenders who think that there are greater chances of default with these individuals. The increased interest rate is to compensate for this additional risk. Self employed car loans can be now applied online as well. Now no more running around from one lender to another getting their quotations. You can apply online, fill up your personal and financial details and you can get a quote easily and conveniently. Once, you are finalized with a lender, you can apply online by filling up the application form and the approval will come within days via email. Online self employed car loans has made life a lot easier for self employed people who are usually always pressed for time.

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Can us green card holders claim unemployment

Can us green card holders claim unemployment
Can US Green Card holders claim unemployment? This may be one of the many questions on the lips of people either applying for the Lawful Permanent Resident status through a Green Card, or perhaps someone who is newcomer to the country on the Green Card and has failed to secure a job. The answer is that someone who has not been employed will likely not qualify to get unemployment benefits. This is something to bear in mind when one applies for a Green Card, as financial status is an important factor. You should be able to show that you can support yourself, or that your application sponsor can. The regulations could depend on what state you are in, but the rule of thumb is that you have to have worked a certain amount of quarters to be entitled to any type of unemployment benefits. This means that a person just landed in the United States on a Greed Card will not be entitled to anything until they have actually worked in the country. If there is no previous work which has been done then there is no entitlement to any benefits. This is something that applies to Green Card holders, Visa applicants, and US Citizens themselves. So can a US Green Card holder claim unemployment? In some cases yes, in other no. This because there is another area to the question: “Can a US Green Card holder claim unemployment?” If you are legally able to work then you may be eligible for unemployment benefits. This is true of people who did not enter the country on a visa with promise to work for a specific employer. It is possible to gain a Green Card through an employer who wants you badly enough. If you have managed to secure access through that channel, you would be dependant on being employed with that employer only and therefore not eligible to accept any kind of new employment. This could put you outside the realms of being able to access unemployment benefits. So if you have worked, then you could well be eligible. The best way to find out the answer to “can a US Green Card holder claim unemployment?” would be to visit the unemployment agency within the state in order to find out. The Green Card provides a wonderful access to a new life in America. It is something however which is not easy to get, and could be a long and expensive progress just trying to secure one. The unemployment laws are in place to protect the country from taking on another unnecessary burden if possible. The better your finances are in shape before heading to the United States, the better off you will be.

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